Maybe Bankruptcy Instead?

Work came and work went.  Work came again since I last posted.  Money has flowed in and out in similar patterns.

Even if unemployment never, ever happens again, I cannot see how we can get back to a place where we are caught up on the bills.  Even if "caught up" just means making a minimum monthly payment for pretty much the rest of my life.

This week, we consulted a bankruptcy attorney. 

Dammit.  This is really painful.  I'm not at my perky best.