Important Safety Warning

If you have to go get your credit reports, and you're doing it via the web site set up for that purpose?

Get all your ducks in a row, don't pause in the middle to wrestle with your printer like I did, or *anything*. 

Why, you ask?  They will disconnect you for taking too long, for security reasons.  Then you cannot get back to make this request via the web for an entire year and will have to use the telephone version, or even mail in a paper form to them.  Response times for those are guesstimated to start within 15 business days.  That is three full weeks, ladies and gentlemen.

Color me frustrated!

Maybe Bankruptcy Instead?

Work came and work went.  Work came again since I last posted.  Money has flowed in and out in similar patterns.

Even if unemployment never, ever happens again, I cannot see how we can get back to a place where we are caught up on the bills.  Even if "caught up" just means making a minimum monthly payment for pretty much the rest of my life.

This week, we consulted a bankruptcy attorney. 

Dammit.  This is really painful.  I'm not at my perky best.