Titling Blog Posts Is Hard

That man got a job.  Then he got a paycheck.  So, I'm trying to pay the mortgage company.  I'm trying to give them money.  That's not working so far today.

When last we spoke, I had had problems with the mortgage company trying to vacuum money out of my account without permission or approval.  So, I put a stop payment style thing on my account, so that they couldn't do that again.  I only did this after having been assured, by THREE different people at my credit union, that I'd still be able to *SEND* them money via the Bill Pay portion of their website, they just would not be able to *TAKE* money out, willy-nilly.

Turns out those three people were wrong.  I tried to send money to the mortgage company, and it did not go, because of the stop payment thing.  Actually: precisely; at this very moment, the mortgage people think they have the money, and my credit union assures me that they do not.  I don't know who to believe, so I'm choosing to come down on the side of what has the capacity to cause me the most grief, which would be that the credit union is correct.  Eventually, the mortgage company will figure it out.  And then, they'll be pissed.  In a faux dignified, "We Are The Bank and You are a Lying, Deadbeat Peon Who is Obviously Hiding Resources" sort of way, but still, pissed.  There will be consequences.

I've spent the morning on the phone, back and forth between the two financial entities.  The bottom line is that I'm about to write a check, place it in an envelope, and mail it to the mortgage company.  This is a risky choice, in that if somehow the electronic payment goes through after all, the paper check will end up bouncing.  But if I don't send the paper check, and the electronic payment really does not go through, then I'll be an extra month late on my mortgage, which will trigger further unpleasantries over at the mortgage company.

Apparently, I will be not using the Bill Pay thing to pay my mortgage any more.  There's no way in hell I'm taking that stop payment thing off.


I'd very much like to start banking out of an old coffee can now, please.  Because my efforts to do the right thing have garnered me nothing but heartburn.